|
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 817-296-4746.
|
Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
|
|
|
|
| |
Welcome! Here You Can Find Great Information on Denton, Aubrey and Corinth, Texas Real Estate
|
|
Looking for homes? Search everything the web has to offer, including MLS as well as my Featured Listings! I have been a licensed Real Estate Agent since 1979, and have been with Keller Williams since 2001. Having lived in Denton my entire life I have the expertise you'll need. If you have any questions about buying or selling a home, you may contact me without any cost or obligation. I can also provide a market analysis to determine if your tax assessed value is correct or incorrect. Buying and selling a home is one of the biggest events in your life. As a top Denton, Aubrey and Corinth real estate agent, I have the experience and track record you are looking for. Please let me help. - Terri Wilson |
 |
First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
|
|
| Q |
What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
|
| A |
Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
